The Zebra Reviews: Read This Before You Try
Home and auto insurance is a costly, but important, part of adulthood. It is one of the most frustrating tasks on anyone’s plate: with increasing costs each year, confusion on what is covered, or more importantly what is not covered, who can keep it all straight? No one wants to spend hours getting quotes from dozens of companies, which is why the Zebra is so appealing. But, are they the best? We took the time to put together this piece on “The Zebra Reviews”.
What is “The Zebra”?
The Zebra, much like PolicyGenius, Lemonade or SelectQuote, The Zebra functions as and insurance brokers. They work with multiple insurance carriers to shop and find the best rate among the carriers they represent. These brokers then sell a policy to you from an insurance carrier. Once you purchase a policy, you have insurance coverage through the insurance carrier: like Allstate, State Farm or other carriers.
Why should I use a home and auto insurance broker?
No one wants to spend hours on their home and auto insurance, but everyone wants to save money. Using an online auto and home insurance broker will provide fast, easy quotes online. Use these to compare your current policy and see if there is money to be saved or better coverage available.
One note is that brokers will shop only the carriers they represent. This means that if they do not represent State Farm, you won’t get a comparable quote from State Farm. If the broker represents only smaller or medium sized companies, or has few in your area, this can reduce the number of comparable quotes you have.
The next question may be: why not just shop with my local Allstate/State Farm/Geico agent? These types of agents are known as captive agents. This means they can only provide quotes on the products sold by their insurance carrier. They cannot compare quotes or provide insight into other options. This is why many choose to shop with a broker or non-captive insurance agent who has access to lots of carriers and policy options.
How does The Zebra work and compare to other brokers?
The Zebra works online to provide a quote from several insurance carriers instantly. It takes a few minutes to enter your information, but you will need specific information on your car and house: such as when your roof was last replaced or what it is made out of. Some of this information can be found on your current insurance policy, so we recommend having that handy.
What are The Zebra Reviews?
The Zebra Reviews are in and this home and auto insurance company has stellar reviews from all over the internet.
High-Ya: The Zebra Reviews
Out of 270 compiled reviews, The Zebra has 4.5 stars out of 5 on High-Ya. Common compliments include knowledgeable agents but cons include finding cheaper rates elsewhere.
Consumers Advocate: The Zebra Reviews
As a review site, much like Consumer Reports, ConsumersAdvocate.org reviews companies and provides input. Read their review on The Zebra which rates them as a 3.8/5 as of 12/19/2020.
Conclusion: Should You Use The Zebra for Home and Auto Insurance?
Many of those who review the Zebra do not like it is not customizable or that it is all online. Some prefer to speak to a local agent in person who can hear their specific needs and circumstances to make sure they are getting the right policy. However, the Zebra is great to compare multiple carriers at once without having to go to each individually. While the Zebra does have a call in option for consumers and an option to compare online, the ultimate choice is yours on how to purchase your home and auto insurance. The Zebra reviews are in, and if you want to make sure you are getting great rates, or looking to compare your policy, The Zebra may be a great fit for you to see if you are getting the best rate by shopping multiple carriers at once.
If you are looking for more ways to save on your insurance, improving your home safety and security is a great place to start. Try our article on home safety & security tips today!